1. Information We Collect.
Our primary goal in collecting personal information is to provide you with a smooth, efficient, and customized experience. This allows us to provide services and features that most likely meet your needs, and to customize our service to make your experience easier.
In general, you can browse our site without telling us who you are or revealing any personal information about yourself. However, to access certain parts of our site, you will need to become a registered user by providing us with some of your personal information. Once you give us your personal information, you are not anonymous to us. If you choose to use our services, we require you to provide contact and identity information, billing information and other personal information as indicated on the forms throughout our site. Where possible, we indicate which fields are required and which fields are optional. You always have the option to not provide information by choosing not to use a particular service or feature.
Under some circumstances we may require some additional financial information, such as, but not limited to, when you are registering using an email account at a free email service. We use your financial information, including credit card information to verify your name, address, and other information, as well as to bill you for your use of our services.
If you establish a credit account with us to pay the fees we charge, we collect some additional information, including a billing address, a credit card number and a credit card expiration date and tracking information from checks or money orders.
If you choose to post messages in other message areas or leave messages for other users, we will collect that information you provide to us.
If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the site, we may collect such information into a file specific to you.
If you register for MyStoreCredit on another web site or use a web site providing a service for MyStoreCredit or a web site that helps facilitate your activity with MyStoreCredit, such as an auction management service web site or international shipping company, that web site may provide personal information about you and your transactions back to MyStoreCredit.
We automatically track certain information based upon your behavior on the Site. We use this information to do internal research on our users' demographics, interests, and behavior to better understand, and protect and serve you and our community. This information may include the URL that you recently came from (whether this URL is on the Site or not), which URL you next go to (whether this URL is on the Site or not), your computer browser information, and your IP address.
2. Our Use of Your Information.
We use your information to facilitate the services you request. We use information in the file we maintain about you and other information we obtain from your current and past activities on the site, to resolve disputes, troubleshoot problems and enforce our User Agreement. At times, we may look across multiple users to identify problems or resolve disputes.
If you choose to use our service when you list an item for sale on another site such as eBay®, we use and capture the transaction information regarding that particular sale at that particular site. Such transaction information includes, but is not limited to, the buyer’s id, buyer's email and physical address, the final price paid during the transaction, the method of transaction (such as fixed price or auction), the date and time of the transaction, the title of the purchase, the category of the purchase and the presence of a qualifying bonus store credit offer and any other information relevant to the establishment or use of store credit within the context of your listing.
If you choose to become a user of our service or open a credit account, or otherwise provide us with your credit card information, we use your address and billing information to bill you and provide associated support.
You agree that we may use personally identifiable information about you to improve our marketing and promotional efforts, to analyze site usage, improve our content and product offerings, and customize our site's content, layout, and services. These uses improve our site and services and better tailor it to meet your needs and the needs of other users.
3. Our Disclosure of Your Information.
The following describes some of the ways that your personally identifiable information may be disclosed.
Transaction information: Whenever you conclude a transaction at another market venue site which leads to the creation of a MyStoreCredit record for your buyer in that transaction, we use information relating to that transaction for several purposes as follows.
Certain transaction information, such as your name, email address, password, credit card number, and PayPal® account information, are not disclosed to marketing advertisers ever.
4. Use of Email Tools.
For our Loyalty Service only: When you provide a MyStoreCredit bonus store credit offer as part of a qualifying transaction between you and your buyer, you will create an obligation to notify your buyer about the process and confirmation of the store credit. Because of the inclusion of the store credit in the transaction, this notification becomes a necessary and integral part of your sale transaction. As such, the single initial email from MyStoreCredit which explains the process and confirms the store credit amount is an acceptable form of email communication by every industry standard and definition, including the email policies of the major market venues.
For illustrative purposes, the single, initial MyStoreCredit email is similar to you sending a buyer an email invoice at the close of a transaction. In this example it is acceptable industry practice to recognize that, while the buyer has never expressly given you permission to send them commercial email, the buyer’s active participation in a transaction with you provides implied consent for you to send the email invoice. Likewise, it is acceptable industry standards for you to send buyers an email telling them whenever you ship their purchase. Industry practice and SPAM definitions provide that opt-in permission is NOT required for either of these emails because both the invoice and shipping notice emails are integral parts of the initial transaction. However, if you were to send additional emails that simply listed items you had for sale without getting the buyer’s opt-in permission, those emails would clearly NOT be integral to the initial transaction and would fall within the definition of unsolicited SPAM email.
As should be evident by these two examples, the single initial MyStoreCredit email which provides a buyer with the validation and confirmation of their open store credit, relates directly to your closed transaction and is therefore an integral part of the transaction. Like an invoice or a shipping notice, this initial email is not considered SPAM nor does it violate any industry or market venue policy on email communication.
MyStoreCredit does seek the buyer’s opt-in permission for subsequent email communications that are not integral to the original open store credit transaction. If we do not have the buyer’s prior opt-in permission, we do include requests for the buyer’s opt-in permission within emails that we send that are integral to the open store credit transaction. We will never send commercial email communications to the buyer unless we receive the buyer’s opt-in permission. When we do receive the buyer’s opt-in permission, and also only with your expressed permission, MyStoreCredit will send update emails to the buyer which provide the buyer with your then current market venue listings. In any update email, we gather your listings solely from the market venue site used in the first transaction. We show those listing titles as HTML links within the update emails. We send update emails approximately every two to four weeks for one year.
The HTML listings in the update emails provide your buyer with the exact web addresses of your listings so they can easily navigate to your listings by clicking on the links. By participating in our service, you grant us the right to publish your listings in the update emails.
5. Your Use of Other Users' Information.
MyStoreCredit does not tolerate SPAM and we require that you certify you do not support or send SPAM as part of our registration. MyStoreCredit always seeks and receives opt-in permission from buyers before we send commercial emails to those buyers. When MyStoreCredit is granted the buyer’s permission, you acknowledge that the buyer is providing opt-in permission to MyStoreCredit for commercial email communications and not to you. We encourage you to seek opt-in permission directly from your buyer for your own email communications.
You acknowledge that if a buyer opts-in to receive MyStoreCredit update emails, you cannot consider that equal to opt-in permission for you to send emails to your buyer.
If you wish to send your buyer any form of commercial email, including communications about the MyStoreCredit program or for any other purposes, you agree to seek and receive the buyer’s opt-in permission for yourself before sending such commercial email.
6. Control of Your Password.
7. Reviewing and Changing Your Personally Identifiable Information.
We offer you the ability to automatically review and change the information you submit to us by logging into the site and entering in the new information yourself. Generally, we will not modify your information based on your request because it is very difficult to authenticate your account manually. You will be required to make changes yourself. You can change your user Id, email address, contact information, financial information, and user preferences by going to the registration section in My MyStoreCredit.
We will retain in our files information you have requested to remove in some circumstances, such as to resolve disputes, troubleshoot problems and enforce our User Agreement. Further, such prior information is never completely removed from our databases due to technical and legal constraints, including stored "back up" systems. Therefore, you should not expect that all of your personally identifiable information will be completely removed from our databases in response to your requests.
8. Other Information Collectors.
MyStoreCredit uses industry standard practices to safeguard the confidentiality of your personal identifiable information, including "firewalls" and Secure Socket Layers. MyStoreCredit treats data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside the company. However, "perfect security" does not exist on the Internet.